The Senior Management Team

Stephen Calk
Chairman and Chief Executive Officer
steve@chicagobancorp.com

Stephen Calk was appointed to the United States Military Academy at West Point Prep, served as a combat tactical helicopter pilot, graduated from the University of Illinois (B.A.) and received his Masters Degree from the J.L.Kellogg Graduate School of Management at Northwestern University. Vast mortgage banking expertise enabled Steve to personally close in excess of $38,000,000 in residential mortgages in 1995, establishing himself as Chicagoland's premier mortgage banker. His experience and accomplishments have been combined to build a dynamic team of professionals at Chicago Bancorp who adhere to the highest standards of excellence. Steve is a fourteen year resident of Chicago's north side neighborhoods and is an avid helicopter pilot, with interests in snow skiing and real estate investment and development.

John Calk
President and Chief Operating Officer
jcalk@chicagobancorp.com

John Calk was awarded a full United States Congressional scholarship to attend Indiana University. Upon graduation with a BS in Finance, he was appointed as a second lieutenant and served as an armor platoon leader until recruited to join GE Capital Corporation (the largest financial services company in the world). After seven years of operations, marketing and financial management, John was asked to join America's largest privately held Teleservices company where he was responsible for all sales, marketing and Internet activity. Since joining Chicago Bancorp in January 1999, John has pioneered our entrance into the world of online lending and e-commerce. He is the father of six children, President of East Lake Academy (a private Catholic school in Lake Forest, IL) and resident of Chicago's North Shore.

Bernie Miller
Principal and Director of Mortgage Banking, Eastern Division
bernie@chicagobancorp.com

Bernie Miller graduated from the United States Military Academy at West Point with a degree in Engineering Management in 1992. After being commissioned as an Army Officer, Bernie graduated from the U.S. Army Aviation Flight School, and served in numerous roles during his 9 year Army career. Bernie finished his Army service as an Air Cavalry Troop Commander in Hawaii and earned his Senior Aviator Wings. His service decorations include two Meritorious Service Medals (MSM), the Order of St. Michael, and the Order of St. George.

Since joining Chicago Bancorp as a Mortgage Banker, Bernie quickly built a team, became a Sales Manager, and eventually a Division Director. In 2007, Bernie became the youngest partner in the history of the firm and is responsible for all business activities in the eastern half of the United States, including the city of Chicago. Bernie is a resident of the northern suburbs of Chicago and in his free time enjoys running, golf, and spending time with his wife and two little boys.

Michael Crossett
Principal and Director of Mortgage Banking, Western Division
mike@chicagobancorp.com

Michael Crossett graduated from the United States Military Academy at West Point with a BS in Systems Engineering and was a 4-year Varsity Lacrosse letterman. After being commissioned as an Army Officer, Mike graduated from the U.S. Army Aviation Flight School, Airborne School, Pathfinder School, and served in numerous roles during is 9-year Army career. Mike finished his Army service as an Apache Helicopter Company Commander and was selected for early promotion to Major, an honor bestowed to only the top 3% of his peers. Prior to joining Chicago Bancorp, Mike served as a Director at GE Healthcare. Since joining Chicago Bancorp as a Mortgage Banker, Mike was promoted to Senior Mortgage Banker, then Sales Manager, and eventually to Division Director. In 2007, Mike became one of the two youngest partners in the history of the firm and is responsible for all business activities in the western half of the United States. Mike is a resident of the western suburbs of Chicago, and in his free time enjoys sports and spending time with his wife and two children.

Bradley Berndt
Director of Mortgage Banking, Consumer Direct
bradley@chicagobancorp.com