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Mortgage rates as low as:

Rate  APR
FHA 30 Yr Fixed**3.750% 3.799
30 Yr Fixed**3.750% 3.799
5/1 ARM*Not AvailableNot Available

Apply Online

...safe and secure.

Applying for a loan with Chicago Bancorp Direct is the fast, secure way to select a new or refinanced home loan. We guide you step by step through the entire process.

Our Online-Mortgages are safe because the information you send us is encrypted and processed by your own dedicated Mortgage Banker working for you in whichever manner you prefer - email, phone, etc.

 Short Application

 

 

The Loan Process

First, understand the application process, when you'll need to furnish specific information and how long each step will take. We take the confusion out of mortgage banking.



**30-Year Fixed-Rate Mortgage: The payment on a $200,000 California 30-year Fixed-Rate Loan with a 3.75% interest rate and 95% loan-to-value (LTV) is $926.23 with 0 points due at closing. Payment does not include taxes and insurance premiums. Some state and county maximum loan amount restrictions may apply.

*Adjustable-Rate Mortgage: The payment on a $200,000 California 5-year Adjustable-Rate Loan with a % interest rate and 70% loan-to-value (LTV) is $0 with 0 points due at closing. After 5 years, the principal and interest is $845.12. Payment does not include taxes and insurance premiums. Rate is variable.

Testimonials

"Many places I spoke with treated me like a second class citizen just because I had missed a few credit card payments. Not at Chicago Bancorp! You engineered the right financial solution for me so that I could afford my first home. Thank you so much"

"I wanted to use the convenience of the Internet and to apply online, but I was afraid to entrust the most important investment in my life to a 'call center' employee. My mortgage banker was extremely responsive and EXPERIENCED. The process went very smoothly. I'll recommend you to my close friends"

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